Free Money Advice Service Tips

As well as the more obvious money saving opportunities you may expect to find, at Free Money Advice Service we also have some more unlikely ways in which you can improve your finances.

Are you paying the right amount of council tax? There are up to 4,000 homes in the UK which are in the wrong council tax band. Read our guide nd find out if you are living in one of them. If you are you could potentially claim for overpayments dating back to 1993.

Have you received a parking fine from a private company? If so, it’s very likely that the ticket isn’t legal and you don’t have to pay it. Check out our Free Money Advice Service guide.

Are you entitled to a grant? Check out our guide to loft and wall cavity insulation to see if you are entitled to either a grant or indeed totally free insulation. If you are you could save up to £300 a year on your energy bills.

Did you have a Post Office account when you were young, or a student account you’ve forgotten about. There are many billions of pounds worth of unclaimed financial assets sitting in old bank, post office, savings and investment account across the UK. Our Free Money Advice Service guide to reclaiming forgotten cash shows you how to go about finding those old accounts and reclaiming your cash.

Free Money Advice Service Reclaims

At Free Money Advice Service, we know that being in debt can prove very expensive. Sailing too close to the wind with your bank account can incur you big bank charges. Taking out loans to repay debts can put you deeper in debt and paying credit card repayments a day or so late can incur you penalty charges.

In the past, banks and other financial institutions have been guilty of unfairly applying such charges. Many of us took out loans and credit cards with payment protection insurance (PPI) which were mis-sold

Read our Free Money Advice Service guides on reclaiming bank charges, reclaiming mis-sold loan insurance, reclaiming mis-sold credit card insurance , reclaiming credit card charges and reclaiming energy costs from both mis-selling and being incorrectly charged.

Whilst this won’t save you any money going forward, you might find that you are entitled to reclaim  £1,000’s. In many cases, financial institutions are paying back way more than you originally paid in order to swiftly resolve claims.

The process of making these types of claims are made all the easier if you have the relevant information regarding the accounts or policies. Our Free Money Advice Service guides take you step by step through the procedure of making a claim.

If you think you may have a claim, then don’t wait too long before making it. The longer you leave it the less chance you have of making a successful claim.

Read our Free Money Advice Service guides today to see if you can reclaim.

Free Money Advice Service Savings

Saving money is very satisfying, we all like a bargain and a sale. At Free Money Advice Service we show you loads of ways in which you can save money. In many cases all you have to do to save yourself some money is to make a little effort.

Our advice at Free Money Advice Service would be to set aside one day when you are at home with all the necessary information regarding your utility bills, savings, ISAs, credit cards, bank accounts, broadband, home phone, mobile phones, mortgage and insurance policies.

Armed with all the relevant information, you can then pick your way through our Free Money Advice Service Savings Review ticking off all that applies to you as you compare what you are already paying against what other deals are out there. Then, taking into account the costs involved, if any to changing your service providers, see how much you can save.

Very often, the hard work of moving, once you’ve decided who to move to, is borne by your new supplier or service provider. The important thing is that you make the right decision of who to move to, as you don’t want to have to go through this process more often than necessary.

If you take Free Money Advice Service advice, and take a day off to carry out your own savings review, it could be your most productive day ever. Not only will you feel good, but you will feel the benefits for months to come.

Free Money Advice Service Guides

At Free Money Advice Service we provide impartial advice, tips, guides and information on all aspects of your life where money is involved.

Whether you’re looking for ways to save money, looking to borrow money, hoping to get a mortgage, invest in an ISA, get a new credit card, transfer a balance from an existing credit card, take out an insurance policy or open a bank account, Free Money Advice Service will tell you what to look out for and what your options are and arm you with all the information you need to make the right decision for you.

If you’re struggling to cope financially and don’t know where to turn, Free Money Advice Service can point you in the right direction enabling you to get the right help for your particular circumstances. We’ll let you know if you are missing out on any housing benefits, tax credits, or government grants that can help you get back on your feet. If we can’t help you we’ll certainly know a man that can. You’ll find links to all the UK agencies that will offer you personal support if it’s something you need.

Taking control of your personal money matters is the best way of dealing with them. Don’t delay, start making a difference today. Regardless of your financial situation, there is always something that you can do to improve it with Free Money Advice Service.